Terms and Conditions

These terms and conditions govern your use of our website and subscription services. Please read them carefully before using our services.

Agreement to Terms

By accessing our website and using our services, you agree to be bound by these terms and conditions and our privacy policy.

Service Description

netirvoaurero provides financial planning consultation services through a monthly subscription model, offering personalized guidance and ongoing support to help you achieve your financial goals.

Your Responsibilities

As a user of our services, you agree to the following responsibilities:

• Provide accurate and complete information during consultations
• Maintain the confidentiality of your account credentials
• Use our services only for lawful purposes
• Notify us promptly of any changes to your contact information
• Comply with all applicable laws and regulations

Prohibited Activities

You may not use our services for any of the following prohibited activities:

• Attempting to gain unauthorized access to our systems
• Sharing false or misleading information during consultations
• Using our services for illegal or fraudulent activities
• Interfering with other users' access to our services

Intellectual Property Rights

All content, materials, and intellectual property on our website and in our services remain our exclusive property and are protected by applicable laws.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

Payment and Subscription Terms

Our subscription services are billed monthly in advance. The following terms apply:

Cancellation and Refunds

You may cancel your subscription at any time with seven days written notice. No refunds are provided for services already delivered or partial billing periods.

Limitation of Liability

Our liability to you is limited to the maximum extent permitted by Australian law.

Indemnification

You agree to indemnify and hold harmless netirvoaurero from any claims, damages, or expenses arising from your use of this website or violation of these terms.

Service Disclaimers

Our services are provided subject to the following disclaimers:

• Financial planning involves risk and individual circumstances vary significantly
• Past performance does not guarantee future results
• Individual results may vary based on personal circumstances and commitment

Dispute Resolution

We are committed to resolving any disputes fairly and efficiently through established procedures.

Governing Law

These terms are governed by Australian law and any disputes will be subject to the jurisdiction of Australian courts.

Severability

If any provision of this disclaimer is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

This disclaimer constitutes the entire agreement between you and netirvoaurero regarding the use of this website, superseding any prior agreements or understandings.

Modifications to Disclaimer

We reserve the right to modify this disclaimer at any time. Changes become effective immediately upon posting to this website.

Service Termination

We reserve the right to terminate or suspend services for violations of these terms or for any other reason with appropriate notice.

Contact Information

For questions about this disclaimer or our services, please contact us using the information provided below.